Job Detail
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Job ID 47694
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Experience See Job Description
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Gender Male or Famele
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Qualifications See Job Description
Job Description
FairMoney is building the leading mobile bank for emerging markets. We started with a digital microcredit application on Android, and currently roll out additional financial services (current account, savings, debit card) while expanding the product to Western Africa and South-East Asia.
We are recruiting to fill the position below:
Job Title: Collections Analyst (Credit Risk)
Location:Â Lagos, Nigeria
Job type: Full time
Category: Risk
Job Description
- You will be working as a Collections Analyst in the Risk department and will be responsible for driving the growth of our portfolio in Nigeria.
- Your mission is to ensure portfolio performance according to the company OKRs, offering the best-tailored credit services to as many clients as possible.
- Your goal is to build FairMoney as a Tier 1 digital lender in Nigeria and you will be a key Business Partner to achieve the same.
- As the Collections Analyst for the Nigerian business, you will be part of a team that plays a critical role in managing FairMoney’s ability to grow in the market.
- You will be one of the key stakeholders and contributors in decisions revolving around the business and product strategies.
Role and Responsibilities
- Assist in the development of collections strategy
- Strategic campaign planning and optimization of new and existing collections models
- Utilize data sets to perform analytics and propose solutions
- Own the main portfolio metrics – default rates, acceptance rates, and profitability
- Collaborate with Data Science, Debt Collection, and Growth teams on a daily basis
- Work closely together with the Product and Engineering team on improvements for the lending product
- Build, improve, and maintain the credit risk policy for Nigeria that will allow growth of the portfolio according to company OKRs
- Communicate the performance results and other findings with the respective stakeholders
- Keep up to date with the company’s lending protocols
- Benchmarking current risk practices against those stipulated within business units
- Implementing the best possible methodologies in improving the credit performance, considering the risk associated, yet offering the prime credit facility
Requirements
- At least 2 years experience with exposure to Fintech / retail banking credit risk (consumer loans) / NBFCs
- Expert in credit risk analysis/underwriting principles, methods, and practices
- Proficient SQL user, with reasonable experience with BI tools like Tableau, PowerBI, or similar
- Strong quantitative analysis experience
- Strong attention to detail and ability to notice discrepancies in data
- Impeccable understanding of financial statements, ratios, and concepts
- Strong communication skills.
Benefits
- Private Health Insurance
- Pension Plan
- Training & Development
- Hybrid work
- Paid Time Off
Application Closing Date
Not Specified.
How to Apply
Interested and qualified candidates should:
Click here to apply online
Recruitment Process
- Screening interview with a Senior Recruiter- 30 minutes.
- Technical Assessment
- Technical Interview with the Lead Risk Manager for 45-60 minutes.
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