Credit Analyst / Underwriter at GTI Microfinance Bank
Full time @ListingAPI-2 posted 4 months ago in Banking / Finance Shortlist Email JobJob Detail
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Job ID 61399
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Experience See Job Description
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Gender Male or Famele
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Qualifications See Job Description
Job Description
GTI Microfinance Limited was incorporated in August 2007 as a limited liability company and started its operations in 2008 at No. 127 Obafemi Awolowo Road, Ikeja. In October 2013, it was licensed as a State Wide Microfinance Bank and moved its Head Office to No. 4 Tinubu Street, Central Business District, Marina Lagos. Other branches are located at Mushin, Abattoir in Agege, Surulere and Arena.
We are recruiting to fill the position below:
Job Title: Credit Analyst / Underwriter
Location: Marina, Lagos
Employment Type: Full-time
Responsibilities
Evaluating and reviewing of clients’ credit proposals for approval decision based on credibility, potential revenue and losses to maintain a good balance between returns and risk exposures.
Preparation of Credit Appraisal Memorandum (CAM) for Board’s consideration and approval (Traditional)
Conducting credit search from an approved Credit Bureau for facilities of N50,000 and above
Booking of loans in line with the credit policy and approved terms and conditions.
Proper documentation and updating of the loan files.
Collaborating with branches to achieve budgets on risk assets creation.
Prompt and accurate monthly update of loans on the Credit Bureau and CRMS portal
Render timely report to regulatory bodies (CBN, NDIC, etc.) when required, especially when the HOD is unavailable.
Preparing monthly Portfolio AT Risk (PAR) with a summary of loan loss provision required when assigned.
Application Closing Date
30th December, 2024.
How to Apply
Interested and qualified candidates should please send their CVs to: employmentinn@gmail.com using the job title as t
he subject of the mail.