Risk / Credit Analyst at a Capital Investment Firm – Excellent Jobs

Full time @ListingAPI-3 posted 4 months ago in Banking / Finance
  • Lagos, Capital Investment Firm - Excellent Jobs View on Map
  • Post Date : January 2, 2025
  • Apply Before : January 10, 2025
  • 0 Application(s)
  • View(s) 7
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Job Detail

  • Job ID 63737
  • Experience  See Job Description
  • Gender  Male or Famele
  • Qualifications  See Job Description 

Job Description

Excellent Jobs – Our client, a Capital investment firm, is recruiting to fill the position below:

 

Job Title: Risk / Credit Analyst

 

Location: Jibowu, Lagos

Employment Type: Full-time

 

Job Overview

 

We are hiring for a talented Risk Analyst professional to join our team. If you’re excited to be part of a winning team.

Responsibilities

 

Analyze data to better understand potential risks, concerns and outcomes of decisions

Aggregate data from multiple sources to provide a comprehensive assessment

Create reports, summaries, presentations and process documents to display results

Collaborate with other team members to effectively analyze and present data

Develop systems and processes for gathering and storing data for future analytic projects

Conduct research into potential clients and understand the risks of accepting each one

Identify economic and financial trends that may present a risk to the company

Monitor internal and external data points that may affect the risk level of a decision

Ensure that clients interested in taking loans are given the necessary information to access the loan.

Collection of needed financial information/ documentation and assessing the clients’ credit worthiness.

Calculation and analyzing of risk ratios of clients based on the client’s credit score and financial history.

Recommendation of loans for approval/ Denial based on thorough analysis of client’s credit request.

Maintaining the loan portfolio.

Setting up payment plans for clients, and ensuring approved loans are promptly disbursed in line with management approval.

Loan monitoring to ensure loan customers are keeping to the terms and conditions of the loan.

Qualifications

 

Bachelor’s Degree

Ten years of experience as an analyst in a similar company or related field

Demonstrated ability to prioritize tasks and meet daily deadlines for projects

Strong written and verbal communication skills to inform managers and other stakeholders of results

Proficiency in Microsoft Excel, Access, Visio and other analysis programs

Ability to manage multiple projects and programs at the same time to complete work

Critical thinking skills with the ability to independently solve problems with data

Quantitative and analytical skills with a demonstrated ability to understand new analytical concepts

Basic knowledge of programming languages, such as SQL and Python

Presentation skills, including public speaking and presentation creation using PowerPoint or a similar program

Excellent knowledge of loan application procedures and best lending practices.

Exceptional analytical skills and the ability to work with complicated financial data.

Strong ethical behavior and the ability to work with sensitive financial information.

Ability to analyze the business of clients and identify the credit risk associated with it and recommending mitigants where necessary.

Salary

N200,000 – N250,000 monthly.

 

Application Closing Date

10th January, 2025.

 

How to Apply

Interested and qualified candidates should send their Applications to: excellentjobs95@gmail.com using the Job Title as the subject of the mail.

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